Yes, you can have lifetime income!

One of the people’s biggest fears nowadays is that they will not be able to save enough to retire and have a comfortable amount of time to enjoy that retirement. There are factors that go into this, and people have good reason to be worried. It looks less and less likely that today’s generations will be able to accomplish the same retirement goals as the previous generation. The reasons are the current state of the economy and the health of programs that are supposed to help people retire. However, you can overcome these challenges.

Our specialty is meeting the needs of people who generally seek consistent income for their retirement years. We fully understand that in order to create a stable income for your retirement, you need a specific blend of current income and future growth.

Your retirement happiness matters to us

Everyone has a different path to their retirement happiness, and we’re here to help you find yours. We believe in the power of technology and ethics to help people make smart choices. Retirement planning should not be complicated. In fact, it has six major parts:

  • Provide retirement lifetime income
  • Avoid volatility and risk of loss
  • Have emergency funds
  • Maintain control and flexibility
  • Combat inflation
  • Leave a legacy for your spouse or heirs

Successful retirement directly depends on retirement income. We can put together custom retirement income plans that are low cost, efficient, and flexible. The income plans we create are based on a 100+ lifespan, so you never have to worry that you might run out of money later in life.

Each person’s circumstances are unique, therefore retirement planning requires an individual approach to reflect all substantial details.

If you have an employer’s 401k plan, remember that the most brilliant Mutual Fund managers cannot outsmart market volatility. If the market goes down, the value of your account will go down too. Do you have enough time to recover losses? There are several alternatives to 4% Rule, but you need to act and take control of your future. For a few lucky one’s employer’s pension plan will work the best, for others annuity would be the best option.


For high-income professionals, the most effective could be Universal Life insurance, however, it must be designed properly: 90%  of  the policies do not reflect individual’s needs.

Most small business owners and their employees don’t have any retirement plans and overlook the opportunities to save efficiently. If you are 25 years old or more, it’s time to start retirement planning. You will have 45 years to build your retirement income. Long term has many options for easy savings.

You will be in control

Our goal is to put you in total control of your retirement income solution. What does this mean? You can call us and ask us any question. You are able to talk with us over the phone and use your computer to review your retirement income options.

All of our meetings are conducted over the phone and virtually, which means you can be wherever you want, like the comfort of your couch and not a financial professional office. And you can research and buy your lifetime income product, be it annuity or Indexed Universal Life Insurance, as fast, or as slow, as you desire.

We have built a process that enables you to quickly and easily research and review personalized retirement income recommendations right on your computer in the comfort of your own home.

Very important detail: we never accept your money. If you buy annuity or insurance for retirement income, you always pay your premium directly to the Insurer.  In most of the cases, it will be Electronic Funds Transfer also known as EFT.



All content is for educational purposes only. Before purchasing any insurance product be sure to do your own due diligence. Please consult a properly licensed financial professional should you have specific questions as they relate to your individual circumstances. Insurance and annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Riders may be available for an additional annual premium that can provide additional benefits and income guarantees. By contacting us you may speak with an insurance licensed broker in your state, and you may be offered insurance products for sale.